A trusted partner sent you here
Just got told no by a lender? Let's make sure that report is right.
That no came from a credit report. Credit reports can get things wrong, and we take the time to look. Watch the short video, then start your scan.
Intro video goes here. Derick, SM-B1 at about 30 seconds or SM-A1 at about 54 seconds. HeyGen.
- A $1 trial of credit monitoring, running seven days
- Then $30 a month, cancel anytime
- Checking your own credit this way is a soft inquiry. It will not hurt your score
- Find a violation, we dispute it. Find nothing, no harm, no foul
Scan your credit
Takes about a minute. No cost to submit this form.
Your information is used to deliver your scan results. See our Privacy Policy and Terms of Use.
What happens next
Four steps. No surprises.
Every step comes to you. Nothing here needs you to be available at a particular time.
1
Tell us where to send it
Your name and contact details, so we can reach you. About a minute.
2
Start your $1 trial
A $1 trial of credit monitoring, running seven days, then $30 a month, cancel anytime. It is what gives us your report.
3
Sign a short agreement
It takes a minute and it is what lets us act on anything we find.
4
We scan your report
We check it for violations of the Fair Credit Reporting Act and come back to you either way.
How this works
Read the report. Then tell you the truth.
We read the report itself
Not a questionnaire, not a guess at what might be wrong. Credit reports can get things wrong, and we take the time to look.
A soft inquiry, not a hard one
Checking your own credit this way is a soft inquiry. It will not hurt your score.
No harm, no foul
If your report comes back clean, that is the end of it. You get the cancellation number and you are free to use it.
After the scan
What happens either way.
Two outcomes, and you know both of them before you start.
We find a violation
We dispute it. You have already signed the agreement at that point, so nothing else is needed from you to get it moving.
We find nothing
No harm, no foul. We tell you straight, and you get the cancellation number for your monitoring.
Either way, the account is yours
The monitoring is in your name and under your control. Most people have never read their own file, and that alone is worth the few minutes.
That no came from a credit report. Let's make sure it's right.
About a minute to begin. We come back to you either way.
Scan Your CreditSoft inquiry, will not hurt your score · No call required